- Oxford Risk Help Centre
- Frequently Asked Questions
- General Questions
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Getting started
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Financial Personality
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Financial Circumstances and Goals - Risk Capacity
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Knowledge & Experience
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Suitable Risk Level
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Sustainability
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Secure Lifetime Income
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Mapped investments & Portfolios
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Portfolio Risk Calculator
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Integrations & Technical Information
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Frequently Asked Questions
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Latest Updates and Changes
Does the tool take into account any personal details about customer profile as well as their responses to questions? (e.g. age, gender)
Age is integral to future cash flows (and retirement, etc.) but beyond that the model uses the input from the questions. Financial personality and preferences thus reflect the direct responses of each individual to the profiling rather than inferring from demographic proxies (which are invariably weak).